Stel Life Terms of Service
Introduction
These Terms of Service (the "Terms") govern your access to and use of the Stel website, application, or services (the "Service") and constitute a binding legal agreement between you and Stel Life, Inc,. a Delaware Corporation located at 3401 Market Street, Suite 200, Philadelphia, PA, 19104.
Acceptance of the Terms
By accessing or using the Service, you signify that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service.
Changes to the Terms
We may update these Terms from time to time. If we do so, we will post the updated Terms on this page and indicate the date of the latest revision. Your continued use of the Service after the revised Terms have become effective indicates that you have read, understood, and agreed to the current version of these Terms.
Eligibility
The Service is not intended for and may not be used by individuals under the age of 18. By accessing or using the Service, you represent and warrant that you are 18 years of age or older.
Use of the Service
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal or internal business purposes. You may not use the Service for any other purpose, or in any other manner, without our prior written consent.
Your Account
In order to access and use certain features of the Service, you will need to create an account and provide certain information about yourself. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.
Content
The Service may allow you to upload, submit, store, send, or receive content, including but not limited to text, photos, videos, and audio files (“Content”). You retain ownership of any intellectual property rights that you hold in the Content that you upload to the Service.
You are solely responsible for the Content that you upload, submit, store, send, or receive through the Service. You agree that you will not upload, submit, store, send, or receive any Content that:
Infringes any intellectual property rights or other proprietary rights of any third party
Violates any applicable laws or regulations
Is defamatory, obscene, pornographic, vulgar, or offensive
Is false, misleading, or fraudulent
Contains any viruses, Trojan horses, worms, time bombs, or other harmful or malicious code
We reserve the right to remove any Content from the Service at any time, for any reason, without prior notice.
Prohibited Uses
You may not use the Service for any unlawful or prohibited purpose. You agree that you will not:
Use the Service in any manner that could damage, disable, overburden, or impair the functioning of the Service in any way
Modify, decompile, or reverse engineer all or any part of the Service or create any derivative works or otherwise merge or utilize any part of the Service with or into other computer programs, websites, services or other materials or attempt to do any of the foregoing or to discover all or any part of the Website’s or the Service’s source code
Use the Service to upload, submit, store, send, or receive Content that:
contains any sensitive personal information of a third party, such as names, medical record, numbers, or credit card numbers, social security numbers
contains any confidential or proprietary information of any third party, unless you have obtained the appropriate permissions from such third party
contains any unsolicited or unauthorized advertising, promotional materials, spam, junk mail, or any other form of solicitation
you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary, and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements)
infringes any patent, trademark, trade secret, copyright, or other intellectual property or proprietary rights of any third party
violates any applicable laws or regulations
Use the Service in a way that is illegal, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable
Use the Service in any manner that could lead to the encouragement, procurement, or carrying out of any illegal or criminal activity
Privacy and Security
We take the privacy and security of your personal information very seriously. Our Privacy Policy, which is incorporated by reference into these Terms, describes how we collect, use, and share your personal information.
You agree that you have read and understand our Privacy Policy, and that you consent to the collection, use, and sharing of your personal information as described in our Privacy Policy.
We use industry-standard security measures to protect the personal information that we collect through the Service. However, no security measures are perfect, and we cannot guarantee the security of your personal information.
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.
Feedback
We welcome and encourage you to provide feedback, comments, and suggestions for improvements to the Service ("Feedback"). You may submit Feedback by emailing us at sales@stel.life.
By submitting Feedback, you grant us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, create derivative works of, publicly display, perform, or implement the Feedback in any manner and for any purpose.
You agree that we are under no obligation of confidentiality with respect to the Feedback that you submit and that we do not guarantee that any Feedback will be used or implemented.
Third-Party Links
The Service may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policy of any third-party website or service that you visit.
Trademarks and Intellectual Property
The Service and all materials incorporated by us on the Service, including but not limited to text, graphics, images, logos, and software, are our property or the property of our licensors and are protected by copyright, trademark, and other intellectual property laws.
Except as expressly provided in these Terms, nothing on the Service shall be construed as granting any license or right to use any of our trademarks or the trademarks of our licensors, without our prior written permission.
Any unauthorized use of the Service or any of our or our licensors' trademarks or other intellectual property is strictly prohibited.
We reserve the right to enforce our intellectual property rights to the fullest extent of the law.
Termination
We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Service, without notice and without liability, for any reason or no reason, including but not limited to your breach of these Terms.
Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Service, or the information, content, materials, or products included on the Service.
To the full extent permissible by applicable law, we disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the Service, its servers, or any email sent from us are free of viruses or other harmful components.
Limitation of Liability
To the fullest extent permitted by law, in no event will we be liable for any indirect, incidental, punitive, or consequential damages of any kind arising out of or in connection with your access to or use of the Service, or any information, content, materials, or products included on the Service, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not we are advised of the possibility of such damages.
Indemnification
You agree to defend, indemnify, and hold us and our affiliates, licensors, and service providers, and our and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns harmless from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.
Governing Law
These Terms and your access to and use of the Service will be governed by and construed in accordance with the laws of the [State/Country] without giving effect to any principles of conflicts of law.
Dispute Resolution
Any dispute arising out of or in connection with these Terms or the Service shall be resolved through binding arbitration in accordance with the [Arbitration Association] Rules. The arbitration shall be conducted in [City], [State/Country]. The arbitration decision shall be final and binding on the parties and may be entered and enforced in any court of competent jurisdiction.
Miscellaneous
These Terms constitute the entire and exclusive understanding and agreement between us and you regarding the Service, and these Terms supersede and replace any and all prior oral or written understandings or agreements between us and you regarding the Service.
If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent possible, and the remaining provisions will remain in full force and effect.
You may not assign or transfer these Terms or your rights or obligations hereunder, in whole or in part, without our prior written consent. We may assign or transfer these Terms or our rights or obligations hereunder, in whole or in part, without your consent.
The failure of us to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
These Terms do not, and shall not be construed to, create any partnership, joint venture, employer-employee, agency, or franchisor-franchisee relationship between us and you.
We reserve the right to modify or discontinue the Service, in whole or in part, at any time, with or without notice to you.
We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
Contact Us
If you have any questions about these Terms or the Service, please contact us by email at info@stel.life.